Senior Legal Counsel

As part of our legal and compliance team, you will play a key role in shaping policies, managing regulatory inquiries, and navigating financial services law, compliance responses, state licensing, and regulatory enforcement matters. If you’re a problem solver who embraces complexity and drives practical solutions, we want to hear from you

We’re looking for a business-minded attorney who isn’t afraid to roll up their sleeves and lay the groundwork for success. This role requires a proactive, solution-driven legal professional who can balance legal risk with company growth objectives while ensuring regulatory compliance. The ideal candidate thrives in a fast-paced environment, takes ownership of challenges, and works hands-on to support business expansion and innovation.

Location & Work Authorization

This role can be performed remotely; however, we prefer candidates based in Atlanta, GA, as the team prefers to meet in person once a week

Must be authorized to work in the U.S. | Sponsorship and Corp-to-Corp arrangements are not available.

As Senior Legal Counsel, you will:

• Monitor, research, and implement state and federal financial services compliance, ensuring adherence to laws such as ECOA, UDAAP, Fair Lending, and BSA/AML.
• Evaluate and manage regulatory change actions, ensuring business compliance with new laws and regulations.
• Oversee state licensing, ensuring all applications, renewals, and reporting requirements are met.

• Respond to subpoenas, Attorney General (AG) requests, and other regulatory inquiries.
• Develop processes to track and manage regulatory examinations, enforcement actions, and risk assessments.
• Work closely with regulators and external counsel to ensure accurate and timely legal responses.

• Oversee small business and consumer litigation, providing risk-based legal guidance.
• Manage relationships with outside counsel, legal consultants, and litigation teams to ensure cost-effective and strategic legal defense.
• Support legal efforts in contract disputes, compliance enforcement actions, and fair lending cases.

• Provide legal oversight for Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) compliance programs.
• Advise on Fair Lending (ECOA) and anti-discriminatory practices, ensuring internal policies align with legal requirements.
• Collaborate with risk and compliance teams to implement internal controls, reporting mechanisms, and audits for compliance.

• Partner with engineering, risk, and operations to implement compliance frameworks and reporting tools.
• Advise product development teams on regulatory risks associated with new consumer lending products.
• Train internal teams on compliance obligations, financial services law, and regulatory expectations.

What Makes You a Great Fit:

• J.D. degree from an accredited law school and active membership in a U.S. state bar.
• 5+ years of legal experience in financial services, fintech, or a regulated industry, with expertise in consumer lending, compliance, and litigation.
• Strong knowledge of consumer protection laws (UDAAP, ECOA, Fair Lending, BSA/AML, state financial services regulations).
• Experience handling subpoenas, AG responses, regulatory audits, and compliance inquiries.
• Proven ability to manage state licensing, compliance reporting, and regulatory change management.
• Hands-on experience with litigation strategy, outside counsel management, and risk mitigation.

Preferred:

• In-house legal experience at a fintech, financial services company, or bank.
• Experience partnering with engineering teams to develop compliance solutions.
• Knowledge of digital accessibility and regulatory requirements for online financial services.